Return to the Mortgage Glossary Home to view explanations for all mortgage terms. What follows is the definition for the term Charge Certificate as it relates to mortgages in the UK. Charge CertificateIf a property is registered with the Land Registry, a charge certificate will prove or transfer ownership of land. It will also show the boundaries of a property and gives details of covenants affecting it. The mortgagee of the property will be issued with a charge certificate from the Land Registry. If there is no mortgage on the property, the Land Registry issues a land certificate to the registered proprietor. The charge certificate contains three parts: Charges register Property register Proprietorship register. It will have details of restrictions, mortgages and other interests. Ask your solicitor to help guide you with charge certificate issues.
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