Return to the Mortgage Glossary Home to view explanations for all mortgage terms. What follows is the definition for the term Added To Loan as it relates to mortgages in the UK. Added To Loan This phrase relates to the additional costs homebuyers encounter when arranging a mortgage. Often these costs are added to the mortgage amount being borrowed hence the term. The costs may include; a mortgage indemnity premium, arrangement fees, administration fees, booking fees and others. A small number of lenders may charge a completion fee, which may also be "Added To Loan". Previous 10 terms < Accident, Sickness and Unemployment Insurance (ASU) < Valuation Fee < Valuation < SVR (Standard Variable Rate) < Survey < Self-employed < Self Certification < Repayment Mortgages < Redemption Penalty < Principal Next 10 terms Additional Security Fee  > Administration Fee  > Advance  > Adverse Credit  > Agreement in Principle  > APR - Annual Percentage Rate  > Arrears  > Bankrupt  > Base Rate  > Booking Fee and Arrangement Fee  >