Return to the Mortgage Glossary Home to view explanations for all mortgage terms. What follows is the definition for the term Essential Repairs as it relates to mortgages in the UK. Essential Repairs When you've had a bad survey sometimes the valuer makes notes of essential repairs that need to be carried out before the lender is prepared to lend all the money to you.   Previous 10 terms < Equity < Endowment Mortgages < Early Redemption Charge < Draw Down Facility < Discounted Mortgages < Deferred Interest Mortgage < Default < Credit File < County Court Judgements < Conveyancing Fee Next 10 terms Exchange of Contracts  > Existing Liabilities  > First Time Buyer  > Fixed Rate Mortgages  > Flexible Mortgage  > Flying Freehold  > Foreign Currency Mortgage  > Form 53  > Freehold  > Further Advance  >